Travel in peace anywhere in the world. Travel with Tata AIG TravelGuard.
While you are vacationing abroad, any unforeseen contingency should be the last thing on your mind. However, you cannot ignore this aspect, as travelling abroad involves a certain degree of risk, right from falling ill, having a flight delay, to baggage loss or having met with an accident. To remove the stress out of travelling, all you need is Tata AIG Travel Guard. It just takes one single phone call and our worldwide assistance company, will swing into action and take care of you, should there be an exigency.
## Annual Multi trip policies are renewable only beyond the age of 71 years provided applicant has availed cover before 70 years of age and renewed with Tata AIG continuously. Renewal Terms and Conditions would be applicable as per the policy wordings.
* Included under the benefit limit of Accident and Sickness Medical Expense Reimbursement.
# Maximum amount to be reimbursed per bag is 50% and maximum value per article contained in any bag is 10% of sum(s) Insured.
^ Flight Delay – Deductible of 12 hrs. $10 per 12 hours and Maximum $100.
^^ Hijack – Deductible of 1 day, $100 per day and Maximum $500.
Note: The above plans are with sub-limits. Sub-limits can be waived by paying additional premium.
## Annual Multi trip policies are renewable only beyond the age of 71 years provided applicant has availed cover before 70 years of age and renewed with Tata AIG continuously. Renewal Terms and conditions would be applicable as per the policy wordings.
^Premium Chart (inclusive of 18% GST)
Sub-limits – * Pre-existing condition or any complication arising from it in a Life saving unforeseen emergency condition would be reimbursed up to $1500 per policy. * The following Maximum eligible expenses per Disease/Illness/Injury are automatically applicable to Insured Persons Aged 56 years onwards, regardless of the plan/option purchased at the inception of the policy and its subsequent renewals if applicable. * Hospital Room rent, Board and Hospital misc. maximum $1500 per day up to 30 days. * Intensive Care Unit- Maximum $3000 per day up to 7 days. * Surgical Treatment-Maximum USD $10000. * Anesthetist Services- Maximum up to 25% of Surgical treatment. * Physician’s Visit-Maximum $75 per day up to 10 visits. * Diagnostic and Pre-admission testing-Maximum up to $ 500. * Ambulance Service-Maximum upto $ 400. * Accidental Death and Dismemberment Benefit is limited to $5000 for two wheeled motorised mode of conveyance irrespective of any Plan and age wherever applicable. * Accident and Sickness Medical Expense is limited to $10000 for two wheeled motorized mode of conveyance irrespective of any Plan and age wherever applicable. * Accidental Death and Dismemberment Benefit is limited to 10% of Principal Sum Insured for Insured Person with age 17 years or below.
Restriction of Sum Insured – Under renewal’s of Annual Multi trip from 71 years onwards, the amount payable for any illness/disease/injury/condition including its consequences will be restricted to 10% of the Sum Insured as shown in the policy schedule in case such claim arises due to the same illness/disease/injury/conditon which had been incurred and paid in any of the rior policies issued by Us to the same insured.
## Annual Multi trip policies are renewable only beyond the age of 71 years provided applicant has availed cover before 70 years of age and renewed with Tata AIG continuously. Renewal Terms and conditions would be applicable as per the policy wordings.
^Premium Chart (inclusive of 18% GST)
Discount Matrix in Family Option for Silver and Silver Plus plans Only.
Note:
Discount rate is based on % of the summation of the premium mentioned above. Family means the Insured Person and/or the Insured Person’s Spouse and/or, the Insured Person’s Eligible Children and/or Insured Person’s Parents.
This is applied only for the same plan and same trip duration as per the family definition.